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The Simple Process For A Secured Loan - frequently asked questions

 

  1. Give us less than 5 minutes of simple loan information by calling or filing out the e-mail form.
  2. Using the information that you provide we can then compare over 250 major loan providers for you.
  3. We will promptly give you an in-principle loan decision.

 

FAQ -Can you offer loans even if I have CCJs?


Yes we can, everyone’s circumstances are different. We have helped people who have had previous credit issues. Call in and discuss your situation in confidence and without obligation.

FAQ -What are your interest rates?

 

At Speaking Loans, we pledge to provide you with the most competitive interest rate available in line with your particular set of circumstances. We scour over 250 loans providers in order to supply you with the best rates available. Call to discuss your requirements and we’ll happily give you a quotation.

FAQ -Can you offer loans if I self-certify my earnings?

 

Yes, we offer loans to people who self certify their earnings. There are many people who have to do this, although you may have found it difficult with some of the big names.
FAQ -What can I use the money for?

 

Just about anything that is sensible for you. Many people need the money for things like home improvements, a car, debt consolidation or to pay for a holiday of a lifetime.

FAQ -What type of loans are on offer?

 

We only offer loans that are secured against your property, these are also known as second charge or homeowner loans (sorry no tenants).
FAQ -Will my mortgage be affected?

 

No. Your mortgage is the ‘first charge’ on your property, your loan will be a ‘second charge’ and is completely separate.

 

FAQ -What if I have other questions I need answered?

 

Simply call 0800 458 5757 and our highly trained staff will be pleased to answer any of your questions.
FAQ -How much can I borrow?

 

Several factors can affect this, earnings, outgoings and collateral in your property as examples. Call in and discuss your situation in confidence and without obligation. We have secured loans from £7,500 up to £250,000.